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With a VA guaranty, the lender is protected against loss up to the amount of the guaranty if the borrower fails to repay the loan. VA loan guaranties are made to service members, veterans, reservists, and unmarried surviving spouses to buy a home, town house, manufactured home, lot or certain types of condominiums.

VA also guarantees loans for building, repairing and improving homes. If you already have a mortgage, VA may be able to help you refinance your loan at a lower interest rate.

  • No down payment required for most home loans
  • Specially adapted housing grants for severely disabled veterans